No Credit Needed • 180 days same as cash

1. Apply through PayPlan Solution
   Complete your application on PayPlan’s secure website. Approval and program terms apply.

2. Choose your furniture
   Select the furniture available through our lease-to-own program.

3. Review and sign
   Our team prepares your invoice and contract in PayPlan, then texts you the contract to review and sign.

Review your agreement for payment amounts, timing, and the 180-day same-as-cash terms.